Accept Payments
From Every Channel

The all-in-one payment gateway aggregator for Nigerian businesses. One integration, multiple payment methods, unlimited possibilities.

Start Accepting Payments View Documentation
₦1B+ Processed Monthly
50K+ Transactions
99.9% Uptime
Payment Dashboard
Bank-Level Security
Instant Settlement
24/7 Support
Real-Time Analytics

Why Choose OpenPay?

Everything you need to accept payments and grow your business

Payment Aggregator

Single integration gives you access to multiple payment gateways. No need to integrate with each gateway separately.

Multiple Payment Methods

Accept payments via cards, bank transfers, USSD, mobile money, and bank accounts. All in one platform.

International Payments

Accept payments in NGN, USD, GBP, and EUR. Expand your business globally with multi-currency support.

Instant Activation

Get approved and start accepting payments within 24 hours. No lengthy onboarding process.

Advanced Analytics

Comprehensive dashboard with real-time insights, transaction reports, and settlement tracking.

Secure & Compliant

PCI-DSS compliant infrastructure with bank-level encryption and fraud detection systems.

Built For Every Business

Whether you have a website or not, we've got you covered

HOSTED MERCHANTS

List Your Business

Don't have a website? No problem. Get listed on our platform and start accepting payments immediately.

  • Listed on OpenPay payment platform
  • No website required
  • Custom payment page
  • Perfect for utilities, subscriptions, billers
  • Get started in minutes
Get Listed

Example: DSTV, EKEDC, Airtime Top-up

NON-HOSTED MERCHANTS

Integrate Your Website

Already have a website or app? Integrate our payment API and start accepting payments on your own platform.

  • Full API integration
  • Accept payments on your own website
  • Webhook notifications
  • Custom branding & experience
  • Complete payment control
View API Docs

Example: E-commerce stores, SaaS platforms, Online services

Accept All Payment Methods

Give your customers the flexibility to pay however they want

Card Payments

Visa, Mastercard, Verve

Bank Transfer

Direct bank transfers

USSD

Pay with *737# codes

Bank Account

Direct debit payments

Simple Integration

Get started in minutes with our easy-to-use API. We provide SDKs for PHP, Node.js, Python, and more.

  • Comprehensive documentation
  • Sample code & libraries
  • Sandbox environment for testing
  • Webhooks for real-time notifications
  • Developer support via Slack
Read Documentation 
// Initialize payment
fetch('https://openpay.com.ng/api/v1/public/initiate-payment', {
    method: 'POST',
    headers: {
        'Content-Type': 'application/json',
        'Authorization': 'Bearer YOUR_API_KEY'
    },
    body: JSON.stringify({
        amount: 10000,
        currency: 'NGN',
        customer_email: '[email protected]',
        callback_url: 'https://yoursite.com/callback'
    })
})
.then(response => response.json())
.then(data => {
    // Redirect to payment page
    window.location = data.payment_url;
});

Transparent Pricing

No hidden fees. Pay only when you make money.

Local Cards

1.5% + ₦100

Per successful transaction

  • Visa & Mastercard
  • Verve cards
  • Instant settlement
  • No monthly fees
  • Free dashboard
Get Started
POPULAR

Bank Transfer

₦50 flat fee

Per successful transaction

  • All Nigerian banks
  • USSD payments
  • Instant confirmation
  • No percentage fee
  • Best for large amounts
Get Started

International

3.9% + $0.50

Per successful transaction

  • USD, GBP, EUR
  • Global cards
  • Multi-currency
  • Automatic conversion
  • Worldwide reach
Get Started

Trusted By Businesses

See what our merchants are saying

"OpenPay has transformed our business. We can now accept payments from customers anywhere in Nigeria without any technical hassle."

KF
Kesuzian Foods

E-commerce Store

"The integration was seamless. We were up and running in less than an hour. Customer support is also excellent!"

TL
Thelightville

Digital Services

"Being listed as a hosted merchant on OpenPay was the best decision. We don't need to worry about payment infrastructure."

DS
DSTV Nigeria

Utility Service

Ready to Get Started?

Join thousands of businesses already accepting payments with OpenPay

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